Add Your Assets & Debts
Enter your current holdings: stocks, bonds, real estate, cash, crypto. Add debts with interest rates and monthly payments. Each asset tracks separately.
Net Worth Tracking
Free Net Worth Projection Calculator
See exactly where your wealth will be in 1, 5, 10, or 60 years. Enter your assets and debts, set expected returns, and watch your year-by-year net worth unfold on an interactive timeline.
Net Worth Timeline
Project your wealth in three steps
No spreadsheets, no complex formulas. Just enter your numbers and see your financial future visualized instantly.
Set Return Rates
Customize expected annual returns for each asset class. Use historical averages or your own estimates. The calculator compounds growth automatically.
View Your Projection
See your net worth grow on an interactive timeline. Hover over any year for detailed breakdowns. Export to CSV or Excel for your records.
Features
Everything you need to track net worth
Built for serious financial planning without the complexity of spreadsheets or the cost of premium tools.
6 Asset Classes
Track stocks, bonds, real estate, cash, crypto, and mutual funds separately with individual return rates.
1-60 Year Timeline
Project short-term goals or plan for a lifetime. Adjust the timeframe anytime to see different horizons.
Inflation Adjustment
See future values in today's dollars. Set a custom inflation rate to understand real purchasing power.
Debt Payoff Tracking
Model loans with interest rates and mandatory payments. Watch your net worth grow as debts decrease.
Financial Events
Add one-time or recurring income, expenses, bonuses, or withdrawals to see their impact on your projection.
Export Your Data
Download your year-by-year projection as CSV or Excel. Share via a unique link with no account needed.
FAQ
Net worth projection questions
A net worth projection calculator estimates your future wealth by modeling the growth of your assets and reduction of debts over time. It shows year-by-year projections so you can visualize when you'll reach financial milestones like retirement or a specific savings goal.
Projections are estimates based on the return rates and contributions you input. Real market returns vary year to year. For more realistic planning, use our Monte Carlo simulation feature which runs hundreds of scenarios with randomized returns to show a range of possible outcomes.
Yes. My Projection Calculator supports six asset classes: stocks, bonds, real estate, cash, crypto, and mutual funds. Each asset can have its own expected return rate, and you can also track debts with interest rates and monthly payments.
Yes, completely free with no account required. Your data is stored locally in your browser for privacy. You can export to CSV or Excel, generate a shareable link, or optionally sign in for cloud sync across devices.
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Learn MoreStart your net worth projection
See where your wealth will be in 5, 10, or 30 years. Free forever, no signup required.
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